Refer a friend codes for "Vanquis Bank"

The Provident Financial Group has been in existence since 1880. Since the early 2000s they have been linked with Vanquis Bank whose main function is to supply credit cards to their customers, who have often previously been denied credit.

In addition to some savings products, the flagship product of Vanquis Bank is its credit card, a visa card, which gives customers, who are aged 18 or older, a very practical basic credit limit of £150-£1,000. The annual percentage rate is representative 39.9% (variable).

It is very easy to check if you are eligible for a Vanquis Bank credit card via the company website and, if required, a short accompanying telephone call. If your application is positive, you can usually receive your card within two weeks.

Customers can also register their card via the company website and keep track of their account. They can also do this via the specialised app and you can receive text messages to help you stay on top of repayments.

It is great to note that if you use your credit card responsibly it may be possible in time to increase your credit limit (to £4,000).

Indeed, Vanquis Bank are passionate about helping their customers to improve their credit rating. Therefore, there is a host of information available on their website to ensure that you are aware of the potential dangers of using credit cards and, conversely, how to optimise your credit rating and rebuild it with your Vanquis card.

Further topics covered include how household bills can affect debt, the dangers of impulse buying and also lighter reads such as what parts of the United Kingdom are the most generous.

The frequently asked questions section on the company website is particularly instructive. More detailed help can also be sought by calling the customer services team who are available on weekdays and Saturdays.
The company has a particularly ethical focus. Accordingly, they support local causes in the areas where their offices are based in London, Chatham and Bradford. They are aware of their environmental impact and have also invested in overseas projects, such as in Kenya.

Vanquis Bank have won an impressive number of awards. For example, for four consecutive years, from 2015-2018, they have won the Moneyfacts Consumer Award for being the ‘credit builder card provider of the year’. They also have a rating of 5 stars on Trustpilot.



Referrer : Description on how to become a referrer on Refyoo and post your own ads