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REFER A FRIEND PROGRAM DESCRIPTION
Fidelity International is an independent retirement savings and investment company which, although global in scope, has representation in the United Kingdom. Part of the services offered by this company are ISAs (Individual Savings Accounts) which offer ways for the customer to save their money, dependent on their needs.
There are various Fidelity ISAs available, notably the ‘Fidelity Investment ISA’ and the ‘Fidelity Junior ISA’. The ‘Fidelity Investment ISA’ allows the customer to invest £2,000 in stocks and shares for the 2018/19 tax year. It is very easy to open the policy, the only prerequisites being a debit card or bank information, plus your National Insurance Number. There is a choice between paying a service fee of 0.35%, or a flat-fee of £3.75 per month (if you do not have a savings plan and have less than £7,500).
The Fidelity Junior ISA is an ISA which a parent takes out on behalf of a child who will gain access to the account automatically when they turn 18. With this ISA, it is possible to invest up to £4,260 during the 2018/19 tax year. The standard service fee is the same, at 0.35% and the flat-rate is £2.08 (again if you have less than £7,500).
For both ISAs, it is possible to begin the savings plan from small means, from only £50, and you do not pay tax on your returns. Fidelity makes it possible for the customer to invest the ISA in a variety of different funds and trusts at the same time as gaining the experience of the company and profiting from their expertise. Through the secure online account, it is possible to track and organise your ISAs.
Fidelity also offer an ISA transfer service, whereby, at no cost, if you have various ISA investment policies with different companies, they can by transferred to Fidelity with ease. They also offer to provide for the cost of any exit fees, to a total of £500 per person. This service can be applied for online.
It is possible to speak to a member of the team six days a week on a freephone number and at a centre which is based in the United Kingdom.
Currently, if you start a regular savings plan with Fidelity, you are entered automatically in a draw with a chance of winning £1,000 in Amazon vouchers.