Since 1996 Experian has empowered small businesses, enterprises and individual customers with their credit reporting services.
Experian work with a wide range of top companies who provide credit. These include Halifax, Santander, Sainsbury’s Bank and Virgin Money.
For individual consumers, Experian offer a fantastic account service whereby, free of charge, you can find out what your credit score is. This means that you will then be able to have an insight into what companies will see when you are applying for credit. In addition to ameliorating your credit score, you can better understand why you may not have been eligible for credit before. Your score will be refreshed at 30 day intervals, providing that you log in to your account.
A level up from this is the Experian CreditExpert service. This is available for a set price every month. Similar to their aforementioned free account, this service is more comprehensive and allows customers to see updates of their credit score and receive reports every day. Customers can also choose to receive notifications of any changes. This service is currently available with a free trial for 30 days.
Other options offered by Experian for consumers include a statutory credit report which can be viewed on the internet, or sent to you by post. Comparison services for loans, mortgages credit cards and energy prices are also available.
For small businesses, Experian can provide various useful services with different packages available. These include marketing and data lists, credit checks on your business or other businesses, and identity checks on customers.
Large businesses are also catered for by Experian and their insights can help in various ways, especially with analysis, decisions and marketing. Services offered include consumer credit and business information, amongst many others.
The services of Experian are rendered easily accessibly by their app which is available for download from the Apple App Store and the Google Play store. Amongst other great functions, this allows customers to keep tabs on their credit score and get alerts when it changes.
The Experian website has a useful frequently asked questions section. However, you can also contact the company if necessary. Depending on your enquiry and what Experian services you are subscribed to, it is possible to be in touch by telephone, email and online form.
You can follow the activities of the company on their social networking channels. These include Facebook, Twitter and YouTube.