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Ripe insurance have been offering specialist insurance products since 1998. Based in Manchester, the company have gradually expanded the range of products they offer. A particularly interesting Ripe Insurance policy is for Small Businesses.

Ripe Insurance for Small Business covers a wide variety of business types. These include contractors, limited companies, freelancers and those who are self-employed.

An incredible range of professions can also be covered, ranging from accountants to builders, electricians to carpet fitters and everything else in between! A full list of professions covered can be found on the company website, in addition to a list of those professions which cannot be covered.

Perhaps the greatest benefit of Ripe’s Insurance for Small Business policy is that it is extremely flexible: you can choose what you are covered for. This avoids unnecessary cover and expense. Whilst, again, a full list of what the policy can cover you for is available on the company website, examples include for public and employers’ liability, for accidental death and for your tools.

Taking out this policy entitles you to £10,000 worth of accidental death cover and legal advice related to your business, both free of charge.

You can get a quote for your policy online or over the phone, by simply giving a few details. If you decide to purchase a policy, you can either pay the full sum immediately or monthly.

You can be guided on the process of making a claim by telephoning the claims helpline which is open 24 hours a day, 7 days a week.

The company has a very comprehensive frequently asked questions bank. This covers all sorts of queries such as payment, premiums and exclusions, amongst many others.

However, if you need further information, you can contact the team by sending an online enquiry form, or by writing to them by email or post. There are also itemised contact telephone numbers for current and potential customers, so you can be sure to receive the best possible answer to your query from the customer service team who are in the United Kingdom.

If you want to be updated with the latest news from Ripe Insurance and any deals, you can sign up to their newsletter via the website. You simply need to enter your name and email address.

Ripe Insurance for Small Business has been given a five-star ‘excellent’ rating on Trustpilot.

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